Archive for February, 2010

Advantages of a Good Home Loan Refinance Rate

Since the start of this year, my wife and I are thinking to refinance our house which we loaned from a bank for 10 years. Our interest rate for the first 5 years was fixed at 10.5% which ended this month of February 2010. The reason we’re planning to refinance our housing loans is because there’s a lot of banks offering a much lower interest.

We actually set aside some of our savings for various fees such as processing fee, documentary stamp, notarial and other fees the other bank will impose.  Until we received a letter today from our current bank stating that they reduced our monthly amortization to 9.50% per annum. This is indeed a good news for us. We don’t have to shell out any money to pay for the fees I’ve mentioned, and no need for us to fill-up new documents too which I really hate doing.

Have you refinanced your home loan? Or do you have any idea on what it’s all about?

Home LoanHome refinance in other terms can be called refunding on the same property. Home loan refinances are taken up usually to repay the first home loan and continue the second loan with a favorable rate of interest. A home loan refinance always lowers down the interest rate from the prevalent interest rates. This profitable home loan refinance rate can be the biggest reason to refinance your home loan. There also can be various other different requirements for taking up a second loan or a refinance.

Reasons to obtain a Home Loan Refinance Read the rest of this entry

Run United for Wellness

Looking for a running event for the whole family?

  • Run with family and friends in 3K, 5K 10K and 21K
  • Get your kid started on a wellness lifestyrl with the Cellin 500m dash for kids
  • Consult for free with health and fitness experts at the Unilab Wellness Village
  • Run to the finish line and win cash prizes, Unilab products, and other freebies
  • Get 20% discount on New Balance items

Unilab Run United for Wellness is a wellness event for the family with running as a core activity. It targets not only running enthusiasts, but also non-runners to start a fitness activity that they can enjoy with their friends and family.

Thus, besides the usual race categories for adults, Run United for Wellness also has a 500-meter dash for kids to help parents get their children started on a healthy lifestyle. It also has a Unilab Wellness Village where family members can consult for free with running coaches and health and fitness professionals. They can also join in interactive games for a chance to win prizes and other freebies. And to truly cater to each family member, the Wellness Village is divided into different health zones: Men’s Health, Women’s Health, Children’s Health, Senior’s Health, and General Health.

Indeed, it’s a health and wellness day for the entire family at the Unilab Run United for Wellness!

Prizes and Awards Read the rest of this entry

KayaMoPinoy.com will TRY to co-sponsor a live stream for Manny Pacquiao vs Joshua Clottey fight, if our broadband provider will give the go signal. We know how hard it is to look for a live video online stream links, and if you’re lucky to find the them, just pray hard that there still bandwidth enough for you to enjoy the fight.

The Pacquiao-Clottey clash will be held on March 13 at the Cowboys Stadium in Arlington, Texas.  Tickets are priced between $700 (ringside) and $50. For those who can’t go to the famous Dallas Cowboys Stadium, the fight will be telecast live by HBO on pay-per -view.

And for those who can’t view the fight on cable and local televisions, the next alternative is to watch the fight online! We’ve experienced in Pacquiao’s previous fight that watching the fight online is sometimes much updated than some cable providers.

Here’s where you can find all Manny Pacquiao Vs Joshua Clottey Fight Live Stream links

Leading work-expert Nick Williams has identified the twelve principles of the work we were born to do. He shows how we can activate these principles to amazing effect and utilise our inner power at whatever stage we have reached in our working lives. A 128 page synopsis of the principles of The Work We Were Born to Do with extra exercises.

Whether you are looking to change work, get re-inspired or are simply seeking direction, this text offers a chance to explore how to bring more creativity, integrity, fulfilment and fun into your work.

Here’s what’s inside -

  • Introduction to the twelve principles of the work we were born to do.
  • Defining the work we were born to do.
  • Undoing our conditioning; discovering the spirit of our work.
  • Awakening the heart at work.
  • Knowing that money is never really the issue.
  • Working on purpose.
  • Integrity, authenticity and the return to wholeness.
  • Contribution and the discovery of meaningful work.
  • Welcoming transformation and change.
  • The inspiration to create.
  • Abundance and inner riches.
  • Experiencing the true meaning of success.
  • In conclusion.

Travel Expo 2010

Ready, Jet-set, go!

With the theme “Ready, Jet-Set, Go!” , the Philippine Travel Expo 2010 event features two new segments – lifestyle (which will cover travel accessories, health and wellness products and services, culinary schools, car rentals and the like) and food sellers with lounge areas.

Accompanying Events:
Daily Raffle Draws, Entertainment & Games and  Exhibitors’ Presentations & more surprises

Date:
19 to 21 February 2010

Venue:

SMX Convention Center Halls 2, 3 & 4,
Seashell Drive, Mall of Asia Complex, Pasay City

Opening Hours:
19 February – Friday
11 AM – 9 PM

20 February – Saturday
10 AM – 9 PM

21 February – Sunday
10 AM – 6 PM

Ticket booths close 30 minutes before end of show hours.

Why join TravelTour Expo 2010?

  • TravelTour Expo is the biggest event for the travel and tourism industry
  • TravelTour Expo offers you an expanded customer base
  • TravelTour Expo is the ultimate destination for the best travel deals
  • TravelTour Expo is the prime marketplace for your destinations
  • TravelTour Expo is continuously doing its best to bring you a special show every year!

4th Cebu Education Expo

The 4th Cebu Education Expo is three-day event focusing on all aspects of education, learning and professional development. With exhibits from Universities, Colleges, Training Institutes, International Schools, as well as book and educational material providers, this expo is ideal for those who are in search of quality education and professional development.

As our country faces globalization, not only students but also professionals are looking for continuous studies. That is why this expo is recommended not only for junior and high school students who are considering higher level of education, but also for graduates and professionals wanting to explore newer and more fulfilling employment options.

The expo is open to the public during mall hours with no entrance fee. It’s a book and a job fair too, the expo will showcase book companies and BPO’s seeking to recruit new employees of all ages.

So, come and visit the 4th Cebu Education Expo and take a closer look to an array of  different schools and institutions that provide quality education and professional development.