View exchange rates for top currencies from over 50 countries.

We just installed our own currency or money exchange rate page here at KayaMoPinoy. This page is dedicated to all who looking for the latest exchange rate in the market and not only to our OFWs kababayan who always on the lookout for the best exchange rate of their hard-earned money.  We also display a widget version on top of our website  for the more popular currencies.  Just click on the words “More Currency Exchange Rate” to see other currencies.

Kindly note that the information is provided ‘as is’ and solely for informational purposes and not for trading purposes. Data is provided by financial exchanges and may be delayed as specified by financial exchanges.

We highly suggest that you check the currency Exchange Rate page before you run to your nearest bank or your “suking” currency exchange shop (or what we call “blackmarket”). This is to give you an advance information  if the bank or the shop is giving you the fair exchange rate.

The page is still in a beta phase. Kindly let us know if you have any suggestions or how to make the page more useful to you.

Once there was “Free Refill” then “Bottomless” was born. It became a  household name err a restaurant product specially on drinks. I’m sure you are familiar with “bottomless iced tea”  or “bottomless softdrinks”.

Those words are a thing of the past.

Here’s comes ” UNLI”.  You know the meaning of “UNLI”, don’t you?

Well for the sake of non-Filipino readers of KayaMoPinoy, “UNLI” is the short form of “Unlimited” . Thanks to the mobile or cellular phone service providers, “UNLI” has been nominated for the Word of The Year among others such as “jejemon”.

Globe, Smart, Bayantel, Sun and other providers are competing each other  to grab a bigger  piece of the market. This is the reason why they were all eager to promote this “UNLI” craze.  In the end, it’s the subscribers or end-users who is winning this war. The result is cheaper plans, bigger and better promos and hopefully a better services too!

Other businesses such as those in food industry even tried this “Unli” craze. Some of the restaurants that are using this technique are Abe Restaurant in Trinoma, Best Friends restaurant along Pureza St. cor Magsaysay Blvd. Manila and the famous Mang Inasal.

If you have a business or product that you can offer as “UNLI”, I’m absolutely sure that you will keep your customers happy. We, Filipinos, love this type of offer, don’t we?

Study, learn and apply the profitable lessons from those businesses offering this kind of scheme. Tap into the “unli” craze while it’s hot and who knows, this might be the magic word that your business is waiting for it grow exponentially!

Whether you’re expanding your business or just buying a used car, there’s a flexible Plantersbank loan suited to your needs.

Plantersbank Handy Credit – Entrepreneur Personal Loan

A non-collateral cash loan worth P100,000 to P500,000. The installment plans are flexible, ranging from 12 to 36 months. Applicants should be sole proprietors or self-employed individuals between 30 and 65 years old, with a business operating profitably for the past three years and total gross monthly sales of P50,000. Applicant must also be credit card holders for at least one year with good credit standing and with single combined credit of at least P50,000.

Plantersbank Auto Loan

This is for aspiring car owners who wish to purchase a brand new or pre-owned car up to five years old, or existing car owners who either wish to refinance an existing car loan or get a cash loan with an existing car as collateral. The minimum loan amount of P100,000 can be paid in up to five years.

Plantersbank Small Bizloan

A multi-purpose credit facility lending P500,000 up to P5 million as a revolving credit line or term loan. Approvals are given in only 10 days upon submission of requirements.

For more information, visit www.plantersbank.com.ph or the Plantersbank nearest you.

For Nenita Raymundo, only one thing spells the difference having money and having none. “It’s attitude that matters most,” she says.

Nenita believes that attitudes got her where she is right now- a unit sales manager of life insurance firm Nippon Life Philippines. Her resume boasts impressive achievements including,among others, being named Consistent Achiever & Annual Awardee by Nippon life. She was also given that title by her previous employers, including Sun Life Of Canada, Lincoln Life Insurance, Ayala Life, Fil-Estate Realty Corporation, and Berkely International Life Insurance.

Yet life was not always good for this 57-year-old mother of four. She came from impoverished family and she never finished college. But rather give in to her circumstances, she fought back. “I hated poverty, and if you really hate poverty maaalis mo yun.”

While working as a receptionist in 1966, she discovered her knack in selling. While serving coffee to visitors,she successfully convinced them to buy real estate. A year later, she pursued a sales career full time.

One important lesson that Nenita learned early on was that you shouldn’t be ashamed of who you are. “hindi ko na-feel ang hiya. ‘Pag naglalakad ka, wala namang nakadikit sa noo mo na nagsasabing doctor,nurse, or lawyer ka, di ba?So I realized it is only your attitude that will defeat you. I can talk to both president and the janitor and make them feel at ease.”

Before you can save, you have to have the money to save- and this is still a matter of attitude. Some people want to become rich, yet what are they doing? Read the rest of this entry

Saving has always been a way of life for Margaret Ramos, Hongkong and Shanghai Bank branch manager. While still single, Marj saved at least 30 percent of her salary. Even her choice of mate seems to reflect her conservative personality. Her husband Hedctor works in the insurance industry.

“I’ve always believed in the power of saving because otherwise, what are you working so hard for?” she says.

Marj sets short-and long-term saving strategies. For the short term, she calculates how much she can save from her earnings every year and stick to it. For the long term, she seeks ways to make her money grow.

Marj advises first-time savers to place their money in savings accounts. As they build their savings, they can move on to time deposits and then move on to time deposits and then to mutual funds. While Marj used to play the stock market, she is more conservative now that she has a family. Her advice: “ If you want to go to stock market, you have to have the time to monitor things. And you have to be willing to lose sometimes.”

Marj’s saving strategy has enabled her family to achieve their money goals. They now have their own home and they even provided a little something for their daughter. But Marj has more dreams in mind. “I want to travel Europe, but I really want is retire while I’m still young so I can enjoy the fruits of my labor with my loved ones”.

A leader is not born.

A leader is created and the whole process starts inside the most dangerous place you’ll ever encounter – your own mind.

How can you become a strong leader who inspires others, drives people toward excellence, holds people accountable, and instills a sense of trust? Learning what makes a great leader is your first step.

Here are some things you can do to become the leader you’ve always wanted to be:

1. Control yourself. Every great leader in history has had to become a master of self-discipline and willpower in order to stay focused on the big picture. If you don’t have a goal or the drive to achieve it, you can’t lead others to attain theirs.

* Follow through in everything you do. As challenging as it may be, you need to be disciplined enough to be where you need to be, when you need to be there, whether you want to or not. By being strong in your resolve and resisting temptation to give up, you are setting an example for others to live up to.

* Choose your emotional response to a situation carefully. Sometimes you’ll need to practice the art of silencing your inner thoughts when they’re not appropriate in order to set a positive example.

2. Project your goals. If the people you’re leading don’t completely understand the deeper meaning in their work, they won’t share your vision or work ethic. Every step of the way, communicate with your team to make sure they’re on the same wavelength and know what you expect of them.

* Get your team involved in the planning process and the implementation of your ideas. This gives everyone a greater sense of ownership toward the end result.

3. Praise highly and criticize constructively. The way you praise and criticize others can make all the difference in being able to lead effectively.

* Make sure you publicly praise the people who do excellent work for you. You’ll give the person a sense of accomplishment and Read the rest of this entry

These are very interesting and helpful tips in planning your business. Starting and  running a business does not have to be the tall task that most people make it out to be. While it certainly isn’t easy, it doesn’t have to be overly difficult either. With a little bit of forethought and planning, even the hardest, most complex of things can become relatively simple.

1. Know your mission. Clearly define your business idea and be able to succinctly articulate it.
2. Examine your motives. Make sure that you have a passion for owning a business and for this particular business.
3. Be willing to commit to the hours, discipline, continuous learning and the frustrations of owning your own business.
4. Conduct a competitive analysis in your market, including products, prices, promotions, advertising, distribution, quality, service, and be aware of the outside influences that affect your business.
5. Seek help from other small businesses, vendors, professionals, government agencies, employees, trade associations and trade shows.
6. Identifies needs and wants of consumers
7. Determines demand for products Read the rest of this entry

Next week is already the Holy Week in the Philippines. A lot of people have already planned their trips either to go back to their respective provinces to visit their family members, relatives and friends, or simply wants to do some road trips.

Spontaneous road trips are one of the greatest pleasures in life.

However, if you don’t prepare for a road trip, you might end up stranded on the side of the road with no food, no music, no gas, and no hope. If you’re in a hurry to get out and hit the open road, refer to this quick list of essentials to speed up your preparation.

FOOD

Roadtrip food is not about quality. It’s about quantity. Load your car with these classic snack foods and you’ll never go hungry in between highway restaurants:

Potato Chips
This is the best fuel for roadtrippers. Potato chips don’t need to be cooked, and they don’t need to be eaten using utensils. Just open the bag (neatly) and chow down! Pack at least 1-2 large bags per person. If it’s a long trip and you need to stay awake, pack the spicy stuff — the heat in your mouth will keep you up.

Soda
It’s rare that you can justify drinking large quantities of soda; so, when you have the opportunity, seize it! Pack at least one huge bottle (or three cans) for each roadtripper. If you have a cooler, pack the soda in that with a lot of ice. Nothing spoils a road trip faster than having to drink warm soda all day. Yuck.

Donuts
If potato chips and soda don’t contain enough simple carbohydrates for your liking, take along some donuts to give you that extra sugar rush. Pack at least 2-3 donuts per person, and get lots of different kinds — powdered, cream-filled, bars, holes. If you are going on a trip with someone you are interested in, please don’t embarrass yourself by spilling jelly cream or white powder all over yourself. Pack some tissue or paper towels just to be safe.

MUSIC

When it comes to road trip music, it’s definitely all about quality. The following songs Read the rest of this entry

Our apology.

KayaMoPinoy.com will no longer provide the Pacquiao vs Clottey replay video links. We came up with this decision because there’s a ton of bloggers providing the same links already.

We also want to lessen the resources (bandwidth) our site is using. We have a bigger plans for KayaMoPinoy.com like putting some sub-domains and we don’t want to clutter our site with static pages like what we did on Pacquiao page.

For those who have visited our site during the Pacquiao vs Clottey fight and used the links we provided for the free live stream, thanks for the patronage.

Once again, our apology.

We would like to thank all the readers and viewers who have watched the Manny Pacquiao vs Joshua Clottey through the links that we provided here at KayaMoPinoy.com.

There were even some who called us on how to setup their PC to watch the fight online even though they have already subscribed and paid their cable provider to watch in on their television.

And now, for those who have missed “The Event”, we will provide you the Pacquiao vs Clottey Replay videos. You may watch the replay through our special page: Pacquiao vs Clottey Replay Videos page. You can also read from that page the Pacquiao-Clottey: round-by-round analysis.

Here’s the introduction of the fight.

Please be patient as we are still updating the pages on Pacquiao vs Clottey Replay Videos