The 4th Cebu Education Expo is three-day event focusing on all aspects of education, learning and professional development. With exhibits from Universities, Colleges, Training Institutes, International Schools, as well as book and educational material providers, this expo is ideal for those who are in search of quality education and professional development.

As our country faces globalization, not only students but also professionals are looking for continuous studies. That is why this expo is recommended not only for junior and high school students who are considering higher level of education, but also for graduates and professionals wanting to explore newer and more fulfilling employment options.

The expo is open to the public during mall hours with no entrance fee. It’s a book and a job fair too, the expo will showcase book companies and BPO’s seeking to recruit new employees of all ages.

So, come and visit the 4th Cebu Education Expo and take a closer look to an array of  different schools and institutions that provide quality education and professional development.

Be healthy! Be in great shape this 2010.

The country’s #1 tuna brings you the run of the century.

Run with Derek Ramsay, Coach Rio de la Cruz, the Superbods and super hot celebrities!

Plus get a chance to be a Century Tuna model. After the race, you can enjoy a whole morning of prizes, surprises and the Century Tuna healthy lifestyle!

Run for health, run for a cause! Part of the proceeds will go to UNICEF and WWF.

How To Register

Registration Period: January 11 – February 8, 2010

• Timex Shops: SM Southmall (Ground Floor, East Wing), SM MOA (Level 2, Main Mall), SM Megamall (Bldg. A, 2nd Level)
• Nike Park Bonifacio High Street
• Second Wing Running Store: 88 Maginhawa St. Teachers Vill., Q.C.

Late Registration: February 9 – February 15, 2010 Read the rest of this entry

My wife and I are already finished with paying the 2 memorial lots that we bought last year. We paid the 2 lots in terms – a 1 year payment with no interest. We are thinking to buy more because my wife and I think that it’s really a good investment. We believe that the best time to buy a memorial lot is during the development stage when big discounts are given. The price increased to 20% already since we bought the lots last year.

Why do more people today buy memorial lots ahead of need?

No. 1 is choice. Since interment usually happens daily, choice of lots are also being bought daily. So by the time you actually need one, you’ll most likely look at a sold lot and wish you could still buy it. Buying now assures you of getting that choice lot – today.

No. 2 is affordability. If you buy a lot at the time of need, you will have to make a full payment. You also pay more since lots will sell higher in the future. Buying now not only locks you to the current price, you can also buy under more affordable payment terms such as 3 years or 5 years to pay.

No. 3 is protection. When you buy ahead of need, you assure your family of less financial strain upon the demise of a family member. What’s more, installment purchase is covered by insurance (up to a maximum of P200,000) -adding further protection for the family.

No. 4 is investment. Think of it as buying budget meals daily. In 3 years, you would already have paid for a property. One thing is sure though; the lot you buy now will sell higher in the future. And because fewer lots are available in the future, you are assured that you have invested your money on a “high demand” instrument.

For those who are looking for affordable investment, you may get in touch with Lorenzo Tipon of Eternal Gardens at 09205945850

Don’t you think it’s time you buy ahead of need?

$35.81 USD – That’s the exact amount I received from Adgitize for the month of December 2009.   The biggest advantage of Adgitize is not the earnings but  that it will increase the traffic to your blog. It brings traffic to blogs starving for visitors, and isn’t this is the why you blog? More traffic translates to more readers?

There are 3 ways on how to earn from Adgitize. You can either be a publisher, advertiser, affiliate or you can do all three at the same time!

If you are really serious in monetizing your site, I highly recommend that you sign-up on Adgitize. Don’t just take my word for it, see the proof of payment below.

Adgitize Proof of Payment

If you are planning for your holidays, you still have at least 10 long weekend for 2010. Most of the long weekends were put into effect by Republic Act 9492, which allows non-religious holidays to be moved to the nearest Monday.

The observance of the Eid’l Adha  as a regional holiday in the Autonomous Region in Muslim Mindanao (ARMM) is not yet scheduled together with the Eid’l Fitr festival which marks the end of Ramadan.

Based on Proclamation No. 1841 signed by President Gloria Arroyo on July 21, 2009, below are the regular holidays and special holidays for 2010:

• January 1, Friday – New Year’s Day
• February 22, Monday nearest February 25 – EDSA Revolution Anniversary (special holiday for schools)
• April 1 – Maundy Thursday
• April 2 – Good Friday
• April 9, Friday – Araw ng Kagitingan
• May 1, Saturday – Labor Day
• June 14, Monday nearest June 12 – Independence Day
• August 23, Monday nearest August 21 – Ninoy Aquino Day (special non-working day)
• August 30, last Monday of August – National Heroes Day
• November 1, Monday – All Saints’ Day (special non-working day)
• November 29, Monday nearest November 30 – Bonifacio DayDecember 24, Friday (special non-working day)
• December 25, Saturday – Christmas Day
• December 27, Monday nearest December 30 – Rizal Day
• December 31, Friday – Last Day of the Year (special non-working day)

It’s now high time to schedule your calendar. Prepare as early as possible for your travel and vacation leave! Plan and schedule it now.

Do you want to…

• – be healthy and save the environment?
• - learn how to make soil rich with beneficial microorganisms?
• - learn how to make your own feeds using plants herbs?
• - learn how to grow pigs  with less water  but “no-smell”?
• - learn how to raise organic free range chicken without the use of artificial heater?

Join and learn from an expert on natural farming!

Finex Research and Development Foundation, Inc.- Environment Committee in cooperation with Flor’s Garden – the Earth School present the 3rd Run Seminar on Natural Farming and Gardening Seminar.

Resource person: Andry K. Lim
Founder/Consultant, Tribal Mission Foundation International, Inc.
DA Secretary’s Award for Outstanding Organic Agriculture
Initiative: Individual Advocate Category  2009

Location: Flor’s Garden, Marcos Highway, Antipolo City

Date: Read the rest of this entry

There is nothing wrong with giving our loved ones expensive gifts. But when we are consumed by the desire for expensive material things and obsessed with giving (or receiving) the most overpriced gadget, then there might be a need to rethink our reasons for gift-giving.

Homemade gifts are not as popular as the commercial ones, but they are more precious because of the time and love that go into them.

If you are on a tight budget or if you simply want to give more meaningful gifts, consider giving something from the heart instead. Take the time to think about each of the people on your list and what would be meaningful to them.

Choose a gift that shows you appreciate and understand the person you are giving it to.

Giving thoughtful, homemade gifts don’t necessarily mean you have to make them from scratch. You only need a little time and a dash of creativity to create the perfect gifts.

Remember, too, that not all handmade gifts are cheap and easy to make. Many gifts will take time and effort to make, but you will be rewarded by your loved ones’ gratitude and appreciation.

Have fun choosing and enjoy making them for your loved ones!

We are going on a family trip this coming holiday vacation in Pagudpgud, Ilocos Norte. My wife and I decided to bring our car instead of riding on an airplane because we want to drive around the towns of Ilocos Norte, Ilocos Sur and the provinces of La Union and Pangasinan.

We already booked a room in a nice, family atmosphere hotel somewhere in Pagudpud. This is not my first time to go there so I know how far the place is – around 12 hours of driving from Manila.  Food is very cheap in that province. The only expenses I’ve been thinking around that will eat most of our budget is the gas.

Gas prices are getting more and more ridiculous. And it’s going to keep increasing with no limit in sight! Gas price went down by 50 centavos for unleaded gasoline last week but still high.

Therefore, it is becoming more and more important to maximize your money and save at the gas station.

Below are the 10 best tips I have compiled to help you get the most out of your money!

Tip 1: Shop Around
This is the advice that you can apply anytime you buy anything not only for Gas. Always shop around specially if there are gasoline stations that are near to each other. They usually try to compete by lowering their prices. Y

Tip 2: Try another brand
You may be loyal to the brand that you are using now but probably you can get yet cheaper price for a different brand.
Tip 3: Buy Gasoline When the Weather is Cool
I actually learned about this tip from my friend. Gasoline is denser in  in the morning or at night. Gas stations measure volume, not density. The gasoline easily evaporates during warmer temperatures.

Tip 4: Avoid Gas Stations That Just Refilled Their Tanks
I’ve experienced this in Baguio City during Typhoon Peping.  The small particles at the bottom of the tank get stirred up when the tanks are refilled, and when these particles get into your gasoline tank, they affect the fuel efficiency of your car.

Tip 5: Don’t Top Off
The gas pump needs some time to draw out the full amount of gas, so when you purchase a bit of gas the station, you get short bursts of fuel that you’ll probably pay extra for. Try to refill your tank when you have less than half a tank left or when you find a price that is so low you cannot afford to miss it.

Read the rest of this entry

PhotoWorld Asia 2010, the biggest and longest running photography event in Southeast Asia will reels this coming January 28 to February 2, 2010.

Theme for this year’s PhotoWorld Asia 2010 is “Philippine Photography in Changing Times.”

PhotoWorld Asia 2010

PhotoWorld Asia will feature an annual trade show for the Philippine photography industry and an educational series where famous photographers will speak and share their expertise in workshops. It will also features the latest gadgets on videos, cameras and other photography products and services.

The trade show for the annual event will be held at the Glorietta, Ayala Center in Makati City, while the educational series of photography seminars will be at the SGV Hall of the Asian Institute of Management Conference Center Manila (ACCM), Benavidez cor. Trasierra Streets also in Makati.

Additional venues are at the Art Space, 3rd Floor, Glorietta 4 and the walkway of Glorietta 5 for the art and photo exhibits which will feature vintage cameras and iconic photographs that herald the history of Philippine photography from the 1840s to the present.

Speakers for the Photography Seminars

Kevin Ames, a very well know U.S. master photographer will be one of the guest speaker who will reveal his secrets on photographing women and his masterful Photoshop tricks. Read the rest of this entry

I just received an email today which I want to share to all of you dear readers of KayaMoPinoy.

Books For Less Roces Ave., QC branch has just moved to their new at Centris Station EDSA cor Quezon Ave. (MRT). Conveniently located near SM Hypermart.

In line with this, they extended their MOVING OUT SALE 50% OFF ON PRE-OWNED BOOKS.

Books make great gifts this season.  They have a shelf life longer than a fruit cake and they’re easy to wrap too!

“Books make great gifts because… [they don’t] come in any particular size, so you don’t have to be embarrassed if you bought somebody the wrong size.” –Valerie Bertinelli

There is a book for every special person in your life. So grab now the 50% OFF  Moving Out Sale of Books for Less which is extended till the end of December 2009.

Visit their newly opened store at Centris Station EDSA cor Quezon Ave. (MRT).