I received this email today from a friend of mine which I want to share to all the readers of KayaMoPinoy. The Christmas holiday season is fast approaching and I want to remind everybody to be more extra careful when using our credit cards. Be sure to read scene 3. Quite ...

Anyone will tell you that “managing one’s finances” is one of the most important tasks we have to accomplish; yet, sadly, it is also one of the most neglected. Intriguingly, many experts have agreed that “discipline” is not the solution to this neglect; “purpose” is. Success is not measured by ...