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Personal Finance Management During Hard Times: A Modular Seminar is a step-by-step of learning how to start your personal journey towards independence during these challenging times. Each module discusses every step necessary for your personal financial journey. We explain the topic in a way audience will easily understand and appreciate.

Module 1, though not a pre-requisite, is highly recommended for starters. From there, you may decide which path to take. It will be your option to attend one, two or all the modules. We try to limit the number of attendees for every module so we request everyone interested pre-register. We will be developing more modules in the future to sharpen your saw.

Personal Finances 101

This two-hour module provides a personal guide in securing your financial future, applicable to all age brackets, so long as you are earning. This will help you identify exactly where you are right now in terms of your personal financial journey. It will also help you identify your net worth as well as we will guide you in how to establish your personal financial objectives. This module is applicable to those Read the rest of this entry

Check out this great  FREE e-course!

This is a shameless plug for someone whose work I think everyone needs to know about…

Nick Williams’s book – The Work You Were Born To Do – has made a big impression on my life… Every time I meet a challenge along the way, I still pick up that book, and I immediately find a quote or a passage which reminds me why I decided to start my own business and what following your heart is all about.

Anyway, Nick is on an ambitious mission to get the essence of his message – that we can all create successful businesses around work we LOVE – out to as many people as possible…

… and in order to do so, he’s turned his signature book – The Work You Were Born To Do – into a fantastic free e-course.

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Ang taong galit, “abnoy“.

I just want to share this nice message to all.  It seems right and as we strive to grow spiritually there is really no place for anger and negative feelings.

HOW TO CONTROL EMOTIONS

This would give you guides on how to control your emotions towards your better-half, friends, officemates and all the people around you, especially your “boss”. The rules of practicing “ugaling langit, ugaling kaaya-aya”.

1. Ang naunang magalit ang may karapatang magalit. Pag naunahan ka na ng galit niya, tumahimik ka na lang muna.
2. Walang taong nag-aaway mag-isa. Pag hindi kayo sumagot o pumatol, titigil din daw ang taong nakikipag- away sa inyo.
3. Ang taong galit, ‘bingi.’ If someone is angry, wala raw pinakikinggan, so, don’t try to explain and fight back. Hindi ka niya iintindihin dahil wala siyang naririnig kundi ang sarili nya. Read the rest of this entry

Read how President Obama speaks with new responsibility and authority.

My fellow citizens:

I stand here today humbled by the task before us, grateful for the trust you have bestowed, mindful of the sacrifices borne by our ancestors. I thank President Bush for his service to our nation, as well as the generosity and cooperation he has shown throughout this transition.

Forty-four Americans have now taken the presidential oath. The words have been spoken during rising tides of prosperity and the still waters of peace. Yet, every so often the oath is taken amidst gathering clouds and raging storms. At these moments, America has carried on not simply because of the skill or vision of those in high office, but because we the people have remained faithful to the ideals of our forebears, and true to our founding documents.

So it has been. So it must be with this generation of Americans.

That we are in the midst of crisis is now well understood. Our nation is at war, against a far-reaching network of violence and hatred. Our economy is badly weakened, a consequence of greed and irresponsibility on the part of some, but also our collective failure to make hard choices and prepare the nation for a new age. Homes have been lost; jobs shed; businesses shuttered. Our health care is too costly; our schools fail too many; and each day brings further evidence that the ways we use energy strengthen our adversaries and threaten our planet.
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